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	<title>Comments on: Year-End Goal Review and Goals for 2007</title>
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	<link>http://www.punny.org/money/year-end-goal-review-and-goals-for-2007/</link>
	<description>Adding a punchline to your bottom line</description>
	<pubDate>Fri, 21 Nov 2008 12:12:17 +0000</pubDate>
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		<title>By: Year-End Goal Review and Goals for 2008 &#124; Punny Money</title>
		<link>http://www.punny.org/money/year-end-goal-review-and-goals-for-2007/#comment-133335</link>
		<dc:creator>Year-End Goal Review and Goals for 2008 &#124; Punny Money</dc:creator>
		<pubDate>Wed, 26 Dec 2007 18:59:39 +0000</pubDate>
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		<description>[...] Way back in January, you may recall that I shared with all of you my financial goals for 2007. I&#8217;m happy to say that I met all three of them as well as several other goals that I did not publicly disclose, either because I wasn&#8217;t sure I would meet them or because I&#8217;m just making them up right now. [...]</description>
		<content:encoded><![CDATA[<p>[...] Way back in January, you may recall that I shared with all of you my financial goals for 2007. I&#8217;m happy to say that I met all three of them as well as several other goals that I did not publicly disclose, either because I wasn&#8217;t sure I would meet them or because I&#8217;m just making them up right now. [...]</p>
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		<title>By: www.youngmoneyblogger.com &#187; Blog Archive &#187; New Year New Goals 2007!</title>
		<link>http://www.punny.org/money/year-end-goal-review-and-goals-for-2007/#comment-40158</link>
		<dc:creator>www.youngmoneyblogger.com &#187; Blog Archive &#187; New Year New Goals 2007!</dc:creator>
		<pubDate>Fri, 05 Jan 2007 16:50:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.punny.org/money/year-end-goal-review-and-goals-for-2007/#comment-40158</guid>
		<description>[...] Punny Money Review and Goals 2007 [...]</description>
		<content:encoded><![CDATA[<p>[...] Punny Money Review and Goals 2007 [...]</p>
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		<title>By: Clever Dude</title>
		<link>http://www.punny.org/money/year-end-goal-review-and-goals-for-2007/#comment-40045</link>
		<dc:creator>Clever Dude</dc:creator>
		<pubDate>Wed, 03 Jan 2007 13:44:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.punny.org/money/year-end-goal-review-and-goals-for-2007/#comment-40045</guid>
		<description>Yeah, I think our financial goals for the year match more closely to your goals from last year. We have 2 cars to pay off, 2 sets of student loans, and a credit card (0% till November).  And we'd like to build up our emergency fund since it's pretty pathetic right now.

So what's your recommendation: Save or pay down debt? I would think go for the higher interest rate. If debt is higher (which it almost always is), then pay it down. But there's always that "what if we need the spare cash" scenario.

Isn't that what a credit card is supposed to be for though, emergencies?</description>
		<content:encoded><![CDATA[<p>Yeah, I think our financial goals for the year match more closely to your goals from last year. We have 2 cars to pay off, 2 sets of student loans, and a credit card (0% till November).  And we&#8217;d like to build up our emergency fund since it&#8217;s pretty pathetic right now.</p>
<p>So what&#8217;s your recommendation: Save or pay down debt? I would think go for the higher interest rate. If debt is higher (which it almost always is), then pay it down. But there&#8217;s always that &#8220;what if we need the spare cash&#8221; scenario.</p>
<p>Isn&#8217;t that what a credit card is supposed to be for though, emergencies?</p>
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