This Make$ Me Laugh: Finances Are So Easy A 12-Year-Old Could Do It!
Author: Nick
Category: Money
Topics: humor, internet, kids

This morning, there were approximately 12,581 people like me–people who think their real-life experiences with money qualify them enough to give you advice about finances from their corner of the internet.
Time to bump the counter up to 12,582 for this dude.
You may have already heard of 12-year-old personal finance writer Paris Spence-Lang from John Chow dot Com. This pre-teen pencil pusher, who doesn’t need things like “experience” or “a driver’s license” to talk about money, has sparked a storm of e-gossip with astounding financial insight such as:
- “…when you’re talking to a bank about a mortgage and you’re not sure whether or not you’re getting the best rate, ask them what they’re best rate is…”
- How to win at Monopoly: “…remember: never not spend money.”
- And some advice for all of us 12-year-olds: “If you can get a good cabernet for 150 dollars each, try to buy at least 100 bottles.”
The name of Paris’s blog might also ring a bell to long-time Punny Money readers. That’s right, it’s the same name of my original personal finance website. Except mine has an extra space in it. Apparently spaces between words aren’t “in” with kids these days.
By now I’m sure you’re ready to fire your grown-up financial advisor and hand your portfolio over to Mr. Spence-Lang. But before you do that, don’t forget that I’m 24 years old which means my advice must be exactly twice as good as his!

42 Responses
1.
Amy
February 15th, 2007 at 10:29 am
Can I just say how much I admire someone who is twelve and has already learned the value of a dollar. His parents must be teaching him well! I hope that our son and daughter are as well-versed about money! Thank you for sharing that. I am going to post it on our forum, in hopes that our readers can share this with their kids.
I have many people in my life who know less than this boy and they are waaayyy past this age. What an inspiration that anyone can learn how to save.
Thanks a bunch!
2.
mbhunter
February 16th, 2007 at 2:27 am
It’s MASTER Spence-Lang — at least for another few months.
I suppose the other way to win at Monopoly is to be able to jump over any of your opponents’ properties with a Get Out of Paying Rent card.
3.
Adventures In Money Making
February 17th, 2007 at 9:54 pm
Damn!
when I was twelve, making money was the furthest thing on my mind. I just wanted to have fun!
4.
Munnybagz
April 24th, 2007 at 7:44 pm
I mostly taught myself
, but I have to admit they helped a little. (just a little)
5.
Juan Millon
April 25th, 2007 at 7:07 pm
Doh! I read that “kid’s” blog once, but then I wrote it off as unauthentic. I’m a big skeptic, ask cleverdude.
6.
Vugar
May 8th, 2008 at 2:40 am
Hi. It is funny of course when the 12 year old boy trying to give advice hopefully to the whole world, but if if look deeper we can see that this guy might be very successful in his near future at least he know more than some of his class mates
Nice post Nick!
7.
no one
April 21st, 2009 at 6:51 pm
is this the same paris that sits beside me in infotech…?
8.
twink
June 13th, 2010 at 12:19 am
I read that “kid’s” blog once, but then I wrote it off as unauthentic. I’m a big skeptic, ask cleverdude.
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August 27th, 2010 at 2:37 pm
Hmmm authentic or not, this kid’s (or the ghost writer perhaps?) articles make sense. I just wish he’s for real though so other kids will look up to him and value money as well even at an early age.
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Interesting. Its as simple ashow to make $2000 per month with twitter facebook and youtube which has been popular with school kids making residual income.
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September 11th, 2012 at 1:52 pm
I didn’t mean to imply that Punny Money readers are more likely to save a refund. In fact, Punny Money readers probably care more about their finances and adjust their W-4s to minimize or avoid a refund in the first place.
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