Monday, November 26, 2007

Punny Poll #27: When Did You Start Becoming Financially Responsible?

Author: Nick
Category: Money
Topics: ,

not the best time to wait to become financially responsible

Phooey on the more than 80% of you who said they haven’t tried online grocery shopping and don’t plan on it. I thought I would convince quite a few of you that internet grocery shopping with home delivery would save you time, money, and frustration while increasing the quality of your food. But that’s okay, you can just eat your expensive garbage you stood in line for two hours to purchase while the 3% of us who do all of our grocery shopping online have grapes fed to us by gorgeous delivery people. Grapes made of gold.

For the next poll, I thought I’d throw out a simple question with no right or wrong answers. (Well, there’s a bad answer, but I’m sure nobody reading Punny Money will select it.) Some people ask me how old I was when I started becoming “financially responsible.” For me, I was barely in my teens when I realized that I would need to assume the financial reigns of my household at a young age. I never went through the typical teenager phase of spending every penny as I made it, though that I meant I missed out on a lot of the fun things adolescents do.


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8 Responses »

1.

Patrick
November 26th, 2007 at 2:18 pm

Hmmm. I’m going to mark “under 18″ because I have pretty much always been responsible with my money… but if you mean financially responsible for myself (living on my own) then I was 19.

2.

plonkee
November 26th, 2007 at 2:44 pm

The fear of starvation and living in the streets kicked in sometime in my final year at Uni. It’s been downhill ever since.

3.

Mrs. Micah
November 26th, 2007 at 2:46 pm

I’m trying, anyway.

4.

Kimberly
November 26th, 2007 at 3:39 pm

When I took the poll, I thought you meant financially responsible as in spending less than you earn, investing in retirement accounts, making and keeping a budget, “getting on the right track”, etc. I’ve been independent from my parents since I was 22 (although the handouts during college weren’t that big because I earned a lot of scholarships and worked some, too), but I didn’t get my act together until I was 26. Those four years in between I was just floating along, living paycheck to paycheck, racking up credit card debt, then paying it down only to rack up more, and financing brand new cars.

5.

NCN
November 26th, 2007 at 6:40 pm

I made it into the 26-30 slot… but barely…
I began my debt reduction when I was 30!
NCN

6.

Nick
November 26th, 2007 at 11:33 pm

Kimberly, that is what I meant. :)

I suppose you could take “financially responsible” to mean financially in charge, but the kind of responsibility I had in mind is something you just don’t see too much in those who are in charge.

7.

Matt Wolfe
November 27th, 2007 at 12:56 am

Well I am 24 now and I basically started my blog because I wanted to get on the right path. I picked 19-25 because blogging has made me feel accountable for my financial actions. I write about all my major purchases and I feel the need to justify them. If I am going to be a financial role model, I need to practice what I preach. So, this year is the year that I have really taken strides to become financially responsible.

8.

Fiscal Musings
December 6th, 2007 at 9:25 am

I’ve pretty much always been financially responsible, but I was 24 when I started going for the gusto.

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