How to Save Your Safe Deposit Box From All the People Trying to Steal It
Author: Nick
Category: Money
Topics: banking, law, savings
I don’t want to alarm anybody, but at this very moment, someone is trying to steal your money.
Let that statement soak in for a minute. Are you alarmed? You should be, even though I told you not to be. Now I bet you’re wondering what has transpired to cause me to issue such an alarming statement. Well, for starters, I had to write about something, and publishing alarming statements is a great way to get people’s attention. For instance: squirrels cause cancer if they get within 100 feet of you. See what I mean? I bet you’re checking the latest rodentia medical journals right now to verify my claim. Well, I’ll save you the trouble—squirrels do not cause cancer. At least I don’t think they do. Just to be safe, you should probably carry a gun with you all the time and shoot all the squirrels you see.
What was I talking about? Oh yes, everyone is trying to steal your money. And by everyone, I mean the following:
- The Federal government
- Your state and local governments
- Your school or alma mater’s student government
- Auto manufacturers
- The banking industry
- OPEC
- The United Nations
- The Washington Nationals
- The International House of Pancakes
Okay, so I may have embellished that list a little bit. But since I won’t tell you how I embellished it, you’re just going to have to believe me out of fear for now.
One notable entity on that list of groups stealing your money is the banking industry. You might be thinking, “Why would the banks try to steal my money when I’m just as happy to give it to them?” And if you’re not thinking that, then consider all the different ways you give money to the bank during your lifetime:
- Savings accounts and CDs
- Checking accounts
- Mortgage payments
- Credit card payments
- School loan payments
- ATM fees
- Safety deposit boxes
Of course, for most of those times you give your money to the bank, you expect to get something in return—possibly interest payments to you for your savings, or the right to continue living in your house for your mortgage payment. At the very least, you don’t expect a bank will just up and walk away with your hard-earned money. Even if you just stash tens of thousands of dollars into a safety deposit box, that money should still be there years down the road.
Unfortunately that’s not always how it works, as this story of auctioned-off safety deposit boxes reveals. Apparently these boxes aren’t always as “safe” as their name implies. The article describes how banks, believing some safety deposit boxes to be abandoned, turned over the contents to the state government which promptly proceeds to auction off the contents. In some cases, priceless family heirlooms have been sold at auction without the knowledge of the original owner.
This wouldn’t be so bad if the deposit boxes were genuinely abandoned, i.e. the owners had moved away without providing a new address. But in some instances, “abandoned” has simply meant that the owners of the boxes hadn’t visited the box in a few years. Sometimes the owners of the boxes still had active savings or checking accounts at the same bank! According to the article, while states require that banks attempt to contact the owners before drilling the box contents open for sale at auction, there is no law regulating how hard banks must try to contact the owners of “abandoned” safety deposit boxes, nor is there any punishment for not trying.
Now the article goes on to describe a few common sense ways to protect your safety deposit box such as ensuring your contact information is up to date and visiting the box once a year to check the contents. But that’s not going to do anything to stop banks from getting bored one day and deciding to auction off all the safety deposit boxes that are prime numbers. To do that, you’ll need to take serious preventative measures to protect your safety deposit box.
No, this doesn’t mean to set an explosive trap in your box that goes off when it’s opened. After all, how would you get into the box yourself? That, and we’re trying not to kill anyone here. Fortunately the geniuses over at the FatWallet forums have devised the perfect plan to protect your precious possessions from pesky pilferers—simply add a bag of cocaine to your safety deposit box.
You’re probably wondering how this works to stop your safety deposit box from being auctioned away. Well, it’s quite simple:
- Bank drills open “abandoned” safety deposit box.
- Bank finds cocaine.
- Bank calls police.
- Police find you in about 30 seconds, because they actually try.
- You, the true owner of the safety deposit box, are successfully located.
Of course, step six of that sequence would be “you go to jail for possession of an illegal substance,” so one way around that would be to substitute a bag of baking powder or sugar labeled as your favorite powdery white narcotic. That said, some places will throw you in jail anyway for wasting their time, but at least your collection of ceramic roosters won’t be auctioned off to the highest bidder.
Your best bet, then, might be to label that fake bag of drugs as “definitely not drugs.” This way, the police will get called in anyway, but you can simply tell them later “the bag said it wasn’t drugs!” You still may go to jail, but it would be under the dumbest charge ever—something like “possession of a not illegal substance.”
Hmm… I suppose this whole idea goes out the window if the bank personnel drilling your safety deposit box open decide to steal your drugs. But imagine the look on their faces when they try to use the stuff only to find out it’s cooking flour! That’ll teach ‘em to steal from you.
So in summary, drugs are bad, and stealing is bad, but one bad thing can be used to stop another bad thing from happening, and it might be okay.
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543 Responses
1.
Stephanie PTY
December 16th, 2008 at 5:21 pm
IHOP!?! NOOOOOOOOOOOOOOOOOOO! Say it isn’t so!
2.
Catrin W
December 17th, 2008 at 6:03 am
Omg.. That’s terrible, and that is why i wont ever have anything deposited in those deposit box. They shouldn’t be called safety at all.
3.
Acne Products
December 17th, 2008 at 8:22 am
That’s excellent presentation. I just wake up from my sleep and now going to bank to ask about my account information.
4.
John P
December 17th, 2008 at 11:16 am
Great so now the banks are losing our money
5.
Jeff
December 17th, 2008 at 11:38 am
God Lord, our country is slowly circling the bowl isn’t it? You can’t even trust the banks with your money anymore. And what are you supposed to do if they shred your birth certificate? Is there any way for you to get a new one? How will anyone know you are who you say you are? AH!
6.
Grilled Fish
December 17th, 2008 at 7:21 pm
Especially with the way the economy is in a recession, and thing’s are looking pretty low right now, more than ever this is a reality
7.
this&that
December 18th, 2008 at 9:56 am
Hmmm, I have my deposit box’s yearly cost auto-withdrawn from my checking account (both at same bank) so that would seem to cover any worry about the bank closing the box.
I do check into the box every few months but that is to shift papers and goods about.
I keep jewelry and such at the vault for safekeeping. Never have had a problem.
If one is paying the yearly fees on time, why would anyone worry about the bank closing the deposit box account? Why would the bank want to close the account since it is making money off the fees?
If you are not paying your fees, then that is a problem I agree.
8.
david
December 18th, 2008 at 12:31 pm
Looks like our hard-earned money is not safe at all.We should just spend the money all?
9.
Patrick
December 19th, 2008 at 9:52 am
LOL. Classic.
10.
Frank
December 20th, 2008 at 12:26 pm
#7, this & that:
Just paying the bill is no guarantee. This has come up several times over the last few years. Here is just one link from abcnews:
http://abcnews.go.com/GMA/Story?id=4832471&page=1
” Not-So-Safe-Deposit Boxes
San Francisco resident Carla Ruff’s safe-deposit box was drilled, seized, and turned over to the state of California, marked “owner unknown.” “I was appalled,” Ruff said. “I felt violated.”
Unknown? Carla’s name was right on documents in the box at the Noe Valley Bank of America location. So was her address — a house about six blocks from the bank. Carla had a checking account at the bank, too — still does — and receives regular statements. Plus, she has receipts showing she’s the kind of person who paid her box rental fee. And yet, she says nobody ever notified her. ”
The important paperwork had been shredded. Jewelry, auctioned off for a tenth of its value.
Don’t have a safe-deposit box, so this is no big deal?
“It’s not just safe-deposit boxes. A British man went to retire and discovered the $4 million in U.S. stock he had been counting on had been seized and sold for $200,000 years earlier — even though he was in touch with the company about other matters.
A Sacramento family lost out on railroad land rights their ancestors had owned for generations — also sold off as unclaimed property.
“If I had hung onto it, I would be a millionaire, multimillionaire,” said John Whitley. “But that didn’t happen because we didn’t get to hold it.” “
11.
Roger
December 20th, 2008 at 6:46 pm
Well, that’s a nice dose of fear right here. Good thing I keep all my money, stock certificates and important documents in a large fire-, bomb-, and Rapture-proof safe, surrounded by a shark-filled moat and accessible only on full moons in months that don’t end in -ber
12.
Ed Kohler
December 24th, 2008 at 7:41 pm
Dang, this is something I haven’t considered before. Scary stuff. It kind of takes the fun out of trusting your money with someone you’re paying to hold it for you.
13.
Kyle
December 25th, 2008 at 12:29 pm
Sadly, this happens quite often.
14.
Peter
December 27th, 2008 at 12:08 am
Well, that’s a nice dose of fear right here. Good thing I keep all my money, stock certificates and important documents in a large fire-, bomb-, and Rapture-proof safe, surrounded by a shark-filled http://freenews.kz and accessible only on full moons in months that don’t end in -ber
15.
Pro Caulk
December 28th, 2008 at 3:03 am
Oh wow! I heard about this on the radio the other day (NPR) and I could NOT believe it. What a bunch of crap. Thanks for calling attention to it.
16.
samasamon
December 30th, 2008 at 2:36 pm
Scary stuff. It kind of takes the fun out of trusting your money with someone you’re paying to hold it for you
17.
Diare
December 30th, 2008 at 5:06 pm
Banks are evil
I love your cartoons and your posts. This one was a killer
18.
guaranteed approval credit cards
December 30th, 2008 at 5:13 pm
I never trusted banks.
With current economical crisis going on I believe it’s time to invest into gold.
19.
Jerry
January 1st, 2009 at 8:44 pm
In light of these revelations, I would recommend using a good mattress instead of a security box. It leads to more individualized security situations, (albeit less comfortable sleeping, depending on what you have stored), and some insurance that your bag of baking soda doesn’t land you in the slammer.
Jerry
20.
The Digerati Life
January 4th, 2009 at 2:24 pm
You are awesome. So talented. Sigh.
21.
Tenerife Mortgages
January 4th, 2009 at 10:43 pm
This is absolutely ridiculous! How are you supposed to guarantee any security in the US??!!
I´m going to consult the laws in various countries in Europe as i cannot believe this would be true over here as well, just seems completely ludicrous!
22.
rv for sale
January 7th, 2009 at 4:27 am
Wow….Thats impressive such a informative article thanks for it.
23.
Electric cars
January 7th, 2009 at 5:42 am
He he he What a funny cartoon.
24.
SEO Test
January 7th, 2009 at 9:29 am
Sadly, this happens quite often. Nice cartoon anyway
25.
Anna Betrieb
January 7th, 2009 at 11:24 am
The world revolves around money.. we all want to make it and everyone else wants to take it from us! – That´s life and it seems like we´ll all just have to deal with it. I am having some problems with banks at the moment and I am not impressed! I have a small safe at home, but it´s hopeless, all my family know the combination.. not that there is much in there apart from coppers!
26.
UK Jobs
January 8th, 2009 at 1:15 pm
That is actually a scary thought. I had no idea that any of this could happen. I know my brother has 2 boxes that he uses.
27.
Rose @ Goji Juice Capital
January 8th, 2009 at 7:47 pm
I think it depends with what bank you’re trusting. If you chose small banks, the chance of them closing down suddenly is very big. Yes, I am saying that bigger banks have smaller risks. Please take note that there’s still a risk. It’s like choosing between 2 evils if you decided to hide your money at home. Cat burglars are rampant these days.
28.
Mike
January 13th, 2009 at 12:57 pm
And we’re supposed to trust the banks with our money? Great captions, but its like a mine field with the banks these days.
29.
Yinna
January 14th, 2009 at 2:05 pm
No offense, but it seems to me that since you add cartoons to your posts, you’re writing a lot less frequently….
30.
goacom
January 24th, 2009 at 1:47 am
banks were known to have this knack. Weren’t they? DOnt know whether you can put this down to their laziness. But losing money on such lethargy is just not good enough.
Your post also gave me the tickles about the manner in which you suggested to go about it. I mean I want to buy some sugar right now. And i am not bothered if the ants eat my money. I just want to keep the banks away LOL
31.
Consolidate Debt
January 24th, 2009 at 9:42 pm
This is certainly an interesting way to make sure your safe deposit box doesn’t get stolen. I for one am completely against placing illegal substances in my safe deposit box. Maybe some of our clients might try it, but I certainly won’t. Quite creative piece though. Keep up the good work!
32.
MOGO Media
January 25th, 2009 at 7:17 pm
Lots of good ideas here on how to be more frugal with your money.
33.
pet snakes
January 28th, 2009 at 8:32 pm
I didn’t know that banks could do that, but I suppose being private businesses they can do it. Guess it just goes to show everyone should read the terms and conditions closely and ask questions.
34.
Swarovski Crystals
January 29th, 2009 at 3:47 am
This is a greatly written piece of article. However, it is sad to know that this incident happens for real. Talk about trusting your banks. No wonder one business man I know prefers to invest his money on something else instead of depositing them on banks. He really did emphasize not to trust banks with your money.
35.
Organic Skin Care - Kate
January 29th, 2009 at 4:52 am
Greetings… Thanks for the tips you provide on us. I learned a lot on this article specially on the different information must need to know on saving a money. keep it up the good work…
36.
Vinny Berkman
January 29th, 2009 at 8:43 am
Hello,
I really like your
Punny Money. My blog is also related to your blog.
Please check this out http://financeloans.3steps.com/
Thanks
Vinny Berkman
Email: vinny@intermarketmedia.com
Name: Vinny Berkman
37.
Jewelry
January 30th, 2009 at 7:20 pm
I for one am completely against placing illegal substances in my safe deposit box.
38.
SmartSecurityPeople
February 2nd, 2009 at 4:20 pm
We have not heard from you in a while.. Hope all is well and that you are just taking a short reprieve on your blogging. I certainly look forward to seeing more of your articles and work…
39.
make money online
February 3rd, 2009 at 1:03 am
BRAVO!
wonderful presentation for a presenting an importing concept. brilliant work!
40.
make money online
February 3rd, 2009 at 1:06 am
i m sorry because i missed some in above. that
What a good conversation , really i m amazing .
41.
rocketc
February 5th, 2009 at 5:18 pm
Do you need me to give you some post ideas?
42.
Russle_Classiccar
February 6th, 2009 at 4:50 am
Really i impressed. What a wonderful presentation.Now i am happy.Thank You.
43.
Darrel Pontoon
February 9th, 2009 at 8:56 pm
I hate banks – I am a retard and I have a tendnacy to overdraw my account by accident, my bank has made a couple of grand off me in just overdrawn fees alone – so I stopped writing checks hopefully that helps a little bit.
44.
Chris
February 10th, 2009 at 1:49 pm
Where, oh where did you go??? I keep checking every day to see if you’ve posted, but no… Hope all is well.
45.
faculty jobs
February 11th, 2009 at 12:06 am
Awesome, seriously awesome. It makes me want to open a safety deposit box, put a bag of baking soda in it and just wait. I think it would be worth it. If only I actually had something valuable.
46.
Limoeg
February 11th, 2009 at 4:41 am
Great presentation.Thanks for sharing.It is very useful.
47.
olivia
February 11th, 2009 at 7:17 am
Do not trust any financial institution!! There are only here for your money, and it´s their only interest.
Go in your garden, dig it, depose your monex than just send me an email with your adress so I can come and give my expertise….
Who´s interested!!??
Oli
48.
Pack Searching
February 14th, 2009 at 11:24 am
Wow I just move your illustrations. Those seriously crack me up, thanks.
49.
Radio Controlled Boats
February 15th, 2009 at 4:42 pm
Every business is also trying to steal your money as well. Everyone is attacked with salesmen and ads from all angles.
50.
Learn Stock Market
February 15th, 2009 at 11:52 pm
This is an excellent guide. Good work!
51.
cablabria property
February 16th, 2009 at 12:50 am
Wow great job.
52.
Jonathan@Friends&Money
February 20th, 2009 at 4:54 pm
thanks for making a serious topic very funny! Loved the post but the point you make is a good one. When you listed all the people tring to steal your money it really brings it home!
53.
Channel New York
February 20th, 2009 at 5:06 pm
Really it is nice post and thanks for sharing it.
54.
francesca
February 20th, 2009 at 10:32 pm
Your ideas are far out but I like them. There’s truth to what you are saying. However, I personally think owners would save themselves such trouble if they just do what responsible owners should do:)
Then the box and its contents will always be where they are supposed to be.
55.
Minnesota Lawyer
February 21st, 2009 at 2:59 am
This is a wonderful presentation of some common “scheme” that seldom happen… but really happens.
This is something we need to be ware of. Thanks for sharing.
56.
Amy
February 24th, 2009 at 1:07 pm
Hope everything is OK. I miss getting a good laugh from your posts. Come back!
57.
Digital Mastering
February 25th, 2009 at 2:53 pm
great post! Banks are looting people without telling them. There are so many charges which you can just skip for nothing. And where is my gun i want some squirrels now..
58.
Villas in spain
February 25th, 2009 at 10:57 pm
Good concept! Thanks for sharing, But i m waiting for your new work.
59.
Martina Schuh
February 26th, 2009 at 4:55 am
Wow, that really impressed me! I like your ideas. And the cartoon made it even better! Thanks for sharing your concept! Cheers!
60.
Bulk Whois
February 26th, 2009 at 8:55 am
im don’t invest much to the banks too.. Id rather put my money investing on real estate / lots. Things that doesnt depreciate that fast.. like buying domains . hehe lol..
61.
Azahar
March 2nd, 2009 at 7:45 pm
That was a great presentation, but pretty concerning. I’ve been making extra with the bank lately has been looking for banks that pay higher percentage rewards on checking accounts, a lot of my friends use it and have loved it. I found this tool helpful for me on CheckingFinder.com They have a list of banks offering up to 6% in reward checking accounts just to use the debit card, online banking, or use direct deposit. Better than the scenario above!
I’ll pass it on even though it’s a bit long:
Bank Rates:
First Robinson Savings Bank – Robinson, IL
6.01
Southern Missouri Bank & Trust
6.01
Bank of Ripley – Ripley, TN
5.26
Communication Federal Credit Union – OK
5.25
LA DOTD Federal Credit Union – Denham Spring, LA
5.25
Keystone Bank – Auburn, AL
5.15
Connexus Credit Union – Wausau, WI
5.15
Altra Federal Credit Union
5.05
Farmers and Merchants – Nashville, IL
5.05
Community State Bank – Poteau, OK
5.05
First State Bank – Kansas City, KS
5.03
State Employees Credit Union – Santa Fe, NM
5.02
Grand Bank of Texas – Grand Prairie, TX
5.02
Harbor Credit Union – Green Bay, WI
5.01
Malvern Federal Savings Bank – Paoli, PA
5.01
Union State Bank – Everest, KS
5.01
United National Bank – Cairo, GA
5.01
First Banking Center – Lake Geneva, WI
5.01
Noble Bank & Trust – Anniston, AL
5.01
The Community Bank – Brockton, MA
5.01
Bank of Little Rock – Little Rock, AR
5.01
Community Bank of Pleasant Hill – Pleasant Hill, MO
5.01
Community Bank of Raymore – Raymore, MO
5.01
Olmsted National Bank – Rochester, MN
5.01
Royal Banks of Missouri – St. Louis, MO
4.78
Texas Citizens Bank – Pasadena, TX
4.76
Courtesy of BancVue.
Enjoy, And thanks again for the advice!
62.
Trevor
March 12th, 2009 at 5:35 pm
Amen. That’s all. Just amen.
63.
Julie
March 21st, 2009 at 5:06 pm
OMG! I didn’t know that the banks could do that! Absolutely incredible! I LOVE your suggestion about putting a bag of flour in the box! ROFLMAO!
64.
Pinay Celebrity
March 24th, 2009 at 2:57 am
This is simply hilarious! I gotta keep coming back.
65.
Jonathan@Friends&Money
March 29th, 2009 at 8:43 am
i think that the last few months have shown us just how flawed the banking system is in general and safe deposits boxes are no exception
66.
Jieleah
April 15th, 2009 at 12:56 pm
This is a nice tip and i need to admit that i love the drawing lol! I will come back for post. Thanks!
67.
Horlic
April 15th, 2009 at 10:52 pm
Yeah, banks are evil otherwise where did they get the money to put fat bonuses to their staff.
68.
Executive Car Hire
April 17th, 2009 at 3:09 pm
the very same thing happens in case of credit cards..they wont tell you exactly hpw much charges you have to pay at the end of the year and you remain happy that i just have to pay if i dont submit the money within a month of purchase..
69.
DD
April 21st, 2009 at 12:12 am
Many of us, I believe are unaware of this. I need to go back and check my ‘Safety Box’..Thanks for the post Nick!
70.
Tap Dance Songs
April 21st, 2009 at 10:23 pm
Nice drawing! you really spend time for that. I will take note about your tip. Thanks for sharing!
71.
SEO Services
April 21st, 2009 at 10:29 pm
I am not exactly sure how useful this is seeing as though even if they stole the box I don’t think they would be able to open it. Good Article!
72.
Replica Rolex
April 22nd, 2009 at 3:31 am
Are you constantly banging your head in frustration on not receiving all the internet traffic you would like to get to your web site? Are you tormented from information overload listening to all the latest free website traffic tactics and not being able to understand any of it? Are you dejected of people trying day and night to harassing you to max out your credit card and get loans for Google clicks, and in the process loose your credit score? Are you stupefied by the way your website just dropped out of the Google search results? Or are you just too broke and all you have to rely on is getting some free website traffic tactics?
73.
Black Hat
April 22nd, 2009 at 1:38 pm
Lol, nice drawing
don’t invest much in banks too, crisis is the ultimate proof!
74.
Mold Removal Tampa
April 23rd, 2009 at 5:00 am
You really scared, hope it wont happen with us, yes i would say it been scary drawing for readers.
75.
Logo Design
April 23rd, 2009 at 5:52 am
Great so now the banks are losing our money. That’s excellent presentation
76.
Nick
April 23rd, 2009 at 7:54 am
I love your cartoons, very funny and helpful, thanks for sharing!
77.
Paul
April 24th, 2009 at 7:10 am
That is so unfair! Bank are just not right! However trying to put a bag of baking soda in your box is quite silly. You can get into serous trouble for such <>
78.
fake rolex
April 25th, 2009 at 1:01 pm
I am interested in Laptop repair training ( I am already doing PC chip level repairing), presently i am residing in Delhi, but i am unable to find any suitable institute/firm from where i can learn Chip Level repairing of Laptop.
79.
Connecticut Mortgage
April 30th, 2009 at 6:21 am
I do not have any safety box but if i have, i will take note of this information. I believe this post is very unique and i love the drawing. Great job for posting this!
80.
Radu Duda
May 4th, 2009 at 8:27 am
Good think we don’t use safety deposit boxes here. Mostly cash deposits.
81.
oprina tiberiu
May 5th, 2009 at 4:55 am
One of the biggest and most revolutionary changes of the past fifty years or so has been the telecommunications revolution. But besides the obvious social benefits, one of the biggest advantages of this telecommunications revolution has been the ability of people to be immediately alerted and kept up to date about anything from news alerts, traffic incidents and inclement weather, to crime, natural disasters, or threats to national security. All this on http://alert.me
82.
Condos Florida
May 6th, 2009 at 1:24 am
Great way of explaining, i loved way of drawing, pictures always more helpful to make understand, sure in future want to follow it..
83.
Francis Ameda
May 7th, 2009 at 12:47 am
The bank main purpose is to lure us and use our money just to keep their business going. Since the global economy breakdown a lot of banks filed for bankruptcy, so choose wisely on where to entrust your hard earn money and I just hope that this cartoon illustration wont happen to us. Great article funny yet direct to the point!
84.
Proper Vegetarian Nutrition
May 7th, 2009 at 7:06 am
All heart healthy diets are low fat, low cholesterol and high fiber – which makes a vegetarian diet an outstanding option for improving the health of your heart
85.
Blog Automobile
May 7th, 2009 at 9:54 am
You can also … avoid saving money and spend it all on cars
In french we call that voitures / automobiles.
86.
Wimereux
May 7th, 2009 at 10:14 am
my … I’d hate seing my safe deposit box auctionned !
87.
Psychosomatische Grundversorgung
May 10th, 2009 at 5:14 pm
Nice article, thank you.
Please keep on blogging.
Best regards.
88.
Jon Boyd Ann Arbor real estate buyer's agent
May 12th, 2009 at 2:52 pm
This is a funny post. (As well as a serious problem.)
I love the idea of putting a package in labelled “This is not illegal drugs”.
89.
Tampa Payroll
May 15th, 2009 at 7:41 am
It may funny still seems impressive way to prevent stealing thief.
90.
Fapturbo review
May 15th, 2009 at 1:52 pm
It’s funny how they steal from us and then when they get in trouble we are the ones bailing them out!
91.
Adobe Creative Suite Coupon
May 15th, 2009 at 9:09 pm
This was just the information I was looking for, great resource. Bookmarked.
92.
Online Printing
May 15th, 2009 at 10:15 pm
I feel sorry for those who lost valuable items, especially family heirlooms when their safety deposit boxes were declared abandoned and their items auctioned off. It is our trust in these banks that allowed us to feel comfortable leaving our valuables behind. I wish these institutions employed better measures of contacting their clients for something so important. Thanks!
93.
SEOservice
May 17th, 2009 at 5:38 am
i feel sorry for people who are affected but i like to appreciate the person who wrote this because i’ve never seen as effective communication as you did.. good to see
94.
Prestito
May 20th, 2009 at 5:39 am
To comment on the above comment – I have recently read that the number of people who are investing is gold has increased so much since the credit crunch. I guess there are things which keep their value which others are always more risky investments.
It is so important that anyone with debts or assets keeps up to date with financial happenings.
95.
cams chat video
May 20th, 2009 at 9:53 am
Very interesting
96.
Toronto Condos
May 20th, 2009 at 3:41 pm
We are going to have the same very soon. I think this is curse of our bad economies.
97.
Four Filter Invention
May 20th, 2009 at 4:47 pm
I just wake up from my sleep and now going to bank to ask about my account information.
98.
Identifying House Plants
May 20th, 2009 at 4:48 pm
I wish these institutions employed better measures of contacting their clients for something so important. Thanks!
99.
fake rolex watches
May 21st, 2009 at 5:08 am
Well, for starters, I had to write about something, and publishing alarming statements is a great way to get people’s attention.
100.
Home Appliances that help
May 22nd, 2009 at 1:11 am
Lovely diagram I must say up-front. I always have my money not in the bank locker rather in some government instrument. But cannot say who to trust and who not to. Is our money ever safe.
101.
therapist
May 22nd, 2009 at 5:59 am
Awesome use of cartoon characters to show how to save your deposit box.
102.
Thai Food
May 22nd, 2009 at 4:40 pm
I keep jewelry and such at the vault for safekeeping. Never have had a problem.
If one is paying the yearly fees on time, why would anyone worry about the bank closing the deposit box account? Why would the bank want to close the account since it is making money off the fees?
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May 22nd, 2009 at 4:40 pm
The important paperwork had been shredded. Jewelry, auctioned off for a tenth of its value.
Don’t have a safe-deposit box, so this is no big deal?
“It’s not just safe-deposit boxes. A British man went to retire and discovered the $4 million in U.S. stock he had been counting on had been seized and sold for $200,000 years earlier — even though he was in touch with the company about other matters.
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May 25th, 2009 at 6:44 am
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May 25th, 2009 at 7:52 am
My opinion is to save your money in bank but in write bank also you must financial culture to be sure what’s going on wite your money. That’s for me.
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May 25th, 2009 at 7:56 am
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May 27th, 2009 at 5:44 pm
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May 28th, 2009 at 1:54 pm
I take a few small steps to prevent people from stealing my money/identity.
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June 9th, 2009 at 6:09 am
Hahaha the comic is hilarious! If something like this would happen in real life the bank would get sued fo so much money it’s crazy.
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June 9th, 2009 at 12:57 pm
Safety deposit boxes are actually pretty safe. I just opened one up and am confident in its security. Hilarious cartoon!
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June 11th, 2009 at 8:22 am
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June 12th, 2009 at 2:40 am
Who is going to soak my money? I am not worried at all. I have invested big amount in Toronto real estate market and as yet there are no recovery signs.
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June 13th, 2009 at 12:38 pm
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June 17th, 2009 at 7:34 am
I’ve never actually dared to banks, they are precision made us small investors ruin. Vondaher I invest my money in gold and also recommend it to anyone.
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June 18th, 2009 at 6:02 am
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June 22nd, 2009 at 1:28 pm
I laughted about min after reading the part about Cockaine LOL
but the subject is serious. I didn’t know that … a chance I don’t actually own a safery deposit box.
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June 23rd, 2009 at 10:18 am
Thank you for this interesting comment. I have been looking for sth like this for ages and I have finally found it.
I am so happy. I must admit that I learnt new stuff, I was not familiar with.
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June 23rd, 2009 at 3:45 pm
what the…is that true? how can they get away with that?!
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June 25th, 2009 at 12:18 pm
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June 26th, 2009 at 1:08 pm
There are always people looking to take what doesn’t belong to them. The Banks ought to be ashamed of themselves. They have a business that’s very profitable and still resort to stealing. Go Figure. If they wanted to make honest money the could invest in cash flow notes.
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June 27th, 2009 at 1:18 am
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June 27th, 2009 at 4:18 pm
I’ve never trusted safety deposit boxes after I heard about some shenanigans involving a very famous company in the U.K.
If it’s in a box in a building owned and run by someone else, it’s safer to assume the world and his dog has a sniff at it.
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July 5th, 2009 at 9:33 pm
Loved it. Did you do the comic yourself?
To the point though. As sad as it is, there will always be these people and organizations looking to take what is not theirs. Sad reality.
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July 6th, 2009 at 3:13 am
That comic strip is hilarious! I loved it so much!
But I would agree that all your points are right.
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“There is no law regulating how hard banks must try to contact the owners of “abandoned” safety deposit boxes, nor is there any punishment for not trying.”
I never thought this is possible! It’s really scary. When I think about it, I guess there is no law that “effectively and strongly” safeguard the interest of the bank clients. This is why cases like this occur. Anyway, thanks for the information. I like your cartoons and also your writing style!
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The sub-prime mortgage hit banks around the nation. Their stocks has plummeted last year, and nobody knows when it will stop. Business are currently very bad for them. It’s not a surprise to see loss from them. Analysts are predicting that up to 300 banks could fail. That is why lots people now are wondering if their money is safe in the bank.
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July 11th, 2009 at 12:58 pm
I really liked the sketch, as always it was brilliant.
I really don’t care about other watching me. I don’t have that much money someone would like to steal
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July 13th, 2009 at 1:11 am
Unheard of, wow. its amazing — i dont care if someone else sees me, its ok
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“In some cases, priceless family heirlooms have been sold at auction without the knowledge of the original owner.”
Oh my. I can’t imagine how the family would feel when they discover that their valuables which they have entrusted for safekeeping have been auctioned off. What can you do if such a thing happens?
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July 17th, 2009 at 10:39 am
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July 21st, 2009 at 11:56 pm
“…there is no law regulating how hard banks must try to contact the owners of “abandoned” safety deposit boxes, nor is there any punishment for not trying.”
It’s ironic to think that people find order in law and the government, yet we still have years before we can truly cover everything securely.
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July 22nd, 2009 at 4:15 am
“I don’t want to alarm anybody, but at this very moment, someone is trying to steal your money.”
These comics don’t exactly have the most detailed art, but they still manage to be the ones to stand out from other available comic content online.
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“For instance: squirrels cause cancer if they get within 100 feet of you. See what I mean? I bet you’re checking the latest rodentia medical journals right now to verify my claim.”
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March 29th, 2010 at 2:04 pm
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April 26th, 2010 at 6:06 am
ha ha this made me laugh out loud. the bank have always been stealing our money. that’s their job!
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May 3rd, 2010 at 9:12 pm
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May 10th, 2010 at 10:17 pm
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May 24th, 2010 at 4:29 pm
Wow. No legal remedy for them just deciding your stuff is abandoned, even if you still have open accounts with them? That is the biggest pile of garbage I have ever heard. If a person can sucessfully sue McDonald’s for hot coffee being too hot, then someone should be able to sue for the bank selling priceless heirlooms at auction when the customer is easy to find.
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May 26th, 2010 at 9:57 pm
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June 2nd, 2010 at 1:19 pm
I haven’t thought about this safety box concern until your post. I guess in general nothing is really ever safe. Nice cartoon illustration by the way.
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June 14th, 2010 at 8:19 am
I like to hold money in banks! That is the most safe way! Or have deposit boxes at home with powerful alarm.
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I heard the news in my country about people who keep the gold chain in the deposit box, within a few months, a gold chain he had become increasingly small.
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June 17th, 2010 at 12:57 pm
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June 17th, 2010 at 3:35 pm
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June 20th, 2010 at 2:57 pm
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June 29th, 2010 at 9:18 am
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July 5th, 2010 at 11:19 am
Great post. I’ll be visiting more often to stay up to date with your posts. You know I was planning on putting some important documents in a bank safe box but now that you give these details ..hmm I really don’t know if I should. Would you still recommend me doing this?
The economy is so bad, banks are so bad that it is hard to know what to do in our days.
I guess we should just stay calm and trust in God. Its the only thing left.
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July 5th, 2010 at 2:07 pm
Nothing seems secure these days. Every day I kind of freak out not knowing if my bank is going to have trouble and I am going to lose my money.
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July 5th, 2010 at 2:08 pm
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July 20th, 2010 at 3:57 pm
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July 23rd, 2010 at 8:52 am
That’s excellent presentation. I just wake up from my sleep and now going to bank to ask about my account information.
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July 26th, 2010 at 6:43 am
Most U.S. banks also have very strict access procedures, among them: verifying signatures, restricting access to the vault, never leaving anyone unattended inside the vault, and requiring two different keys (one being the bank’s “guard key”) to open a safe deposit box
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July 27th, 2010 at 10:58 pm
Sometimes, bank is not a safty place, especially when you draw money,so everyone should pay more attention to it.
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July 28th, 2010 at 1:06 am
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July 30th, 2010 at 4:02 am
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August 13th, 2010 at 12:34 pm
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August 14th, 2010 at 2:38 pm
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August 14th, 2010 at 2:43 pm
Nice cartoon illustration… maybe having a safe in your home might be the best option…
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August 20th, 2010 at 3:56 am
Most U.S. banks also have very strict access procedures, among them: verifying signatures, restricting access to the vault, never leaving anyone unattended inside the vault, and requiring two different keys (one being the bank’s “guard key”) to open a safe deposit box
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September 19th, 2010 at 9:44 pm
It’s simple leave the bank! Most thefts come from the inside anyway
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September 19th, 2010 at 9:55 pm
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September 26th, 2010 at 10:56 am
Btw, squirrels do not cause cancer, but bunnies do, they want to take over the world. Bunny powa!
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September 27th, 2010 at 2:10 pm
I do not generally like keeping my money in a bank. I’d rather invest it in something worthwhile. This may be a bit riskier than letting my money while away time in a bank, but it earns me more money in the long run.
By the way, I like how you captured my attention with your squirrel argument. Made me chuckle.
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September 28th, 2010 at 4:59 pm
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Safe deposit boxes are invaluable for protecting originals of important papers. If you don’t have a safe deposit box, keep copies in your evacuation box or with family or friends. Original documents to store in a safe deposit box…
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October 28th, 2010 at 9:23 am
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October 29th, 2010 at 3:14 am
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Err on second thoughts maybe not such a good idea, he might get annoyed be a bit harsher on you afterwards.
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November 29th, 2010 at 2:29 pm
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December 4th, 2010 at 5:01 pm
You just simply don’t have a safe deposit box. I am also curious what would have happened if a box with lets say $1M dollars would be found in one box, would those be taken out for auction?
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September 28th, 2011 at 4:01 am
Nice advice about how to safe our deposit box from all the people who try to steal it. Thanks
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I think we need to bring more ideas for this purpose on save our safe deposits. Involvement of young people can be handy in this regard. I am happy to find a good post here.
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September 30th, 2011 at 11:23 am
This sounds similar to this technique by banks.
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October 3rd, 2011 at 1:36 am
I’m trying to make some preparation for a court case and potential judgement against my company. I’m not sure how it will go and still am not entirely sure if somehow the jerks (phone company) will be able to go after my personal assets. /,/
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October 3rd, 2011 at 8:28 am
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October 3rd, 2011 at 4:52 pm
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October 7th, 2011 at 12:49 pm
There seem to be a lack of businesses and people that have integrity these days! I am shocked that the banks can get away with this, after all, they already take all our money though petty fees, and now they outright steal it? I will keep my valuables at home now, not a bank.
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October 9th, 2011 at 10:55 pm
I think we need to bring more ideas for this purpose on save our safe deposits.These are not sufficient.Deposit the money is very good habit of human.Everyone should save his deposit for future use.I like this very much.
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October 11th, 2011 at 7:29 pm
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October 12th, 2011 at 7:45 pm
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October 20th, 2011 at 6:19 pm
Sounds like safety deposit boxes are not the way to go.
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October 27th, 2011 at 8:20 am
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October 30th, 2011 at 11:59 am
Hi great author! The post which contains good information on safe deposits. Thanks a lot!!!!!!
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November 1st, 2011 at 10:01 am
I too stopped trusting banks after the recession. They don’t even know when they will collapse. ha!! It is better to do something from our side to keep our things safe. Days of trusting banks and thinking our belongings will be kept safe are gone!!!
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November 1st, 2011 at 2:00 pm
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November 1st, 2011 at 2:01 pm
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November 1st, 2011 at 11:15 pm
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November 9th, 2011 at 5:35 pm
That, and we’re trying not to kill anyone here. Fortunately the geniuses over at the FatWallet forums have devised the perfect plan to protect your precious possessions from pesky pilferers—simply add a bag of cocaine to your safety deposit box.
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November 14th, 2011 at 7:54 am
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November 16th, 2011 at 3:33 pm
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November 20th, 2011 at 5:42 pm
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November 26th, 2011 at 4:45 pm
Hey really nice post.I’ve enjoyed reading it.Sounds like safety deposit boxes are not the way to go…Really can’t imagine how you came up with some of the squirrel stuff.But you’re absolutely right in your point.Recently I read the privacy policy of this site: http://www.howtogrowmypennis.org/ and It was absolutely hilarious.It was about how everyone and every large corporation wants to steel our money.However,my point is this is not the way to write this kind of text.Sorry to be off topic.I really agree with your opinion and attitute towards banks and their policy.I’m saying that because I’ve had experience with it.Anyway really nice blog.Looking forward to read some more.
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December 8th, 2011 at 6:35 am
Do banks still pay interst? All I ever see is like a 23 cents on my statement. Does not seem worth the trouble or the ink to print to it.
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December 12th, 2011 at 4:47 am
Its very difficult to save the deposit from the people who are trying to steal it.Its a good idea to post and really very helpful..
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December 19th, 2011 at 11:21 am
Do banks still pay interst? All I ever see is like a 23 cents on my
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December 23rd, 2011 at 11:07 am
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January 20th, 2012 at 12:04 am
This is quite an interesting post. But if your serieos about keeping your valuables protected you should think about getting a home security safe.
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January 31st, 2012 at 4:43 am
Its very important to have a secret code that can make your deposit box safe.But the secret code is very securely chosen.
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February 3rd, 2012 at 6:16 am
Saving the money and then deposit it in your account is very easy make you feel that now your money is safe but you know this is not the right there are some who have eyes on your money and planning to steal it.So have some strategies that can save your money really.
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February 12th, 2012 at 5:18 am
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February 22nd, 2012 at 6:19 am
I don’t plan on bottle feeding my son. He gets a bottle of expressed breastmilk every so often just so I can make sure he doesn’t end up refusing it later on if I want to go out on a date with my husband or out for girl’s night.
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February 22nd, 2012 at 5:39 pm
I think this is an absolutely great article. I remember a time when I lived in a pretty bad area, and wasn’t exactly the safest around. I wish that I knew this article beforehand, but I loved it anyway haha. Something I did find that I think that could complement this blog when it comes to housing is this other blog called modular prefab homes. I find it helpful just because housing is so complexed these days.
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February 24th, 2012 at 3:15 am
I don’t plan on bottle feeding my son. He gets a bottle of expressed breastmilk every so often just so I can make sure he doesn’t end up refusing it later on if I want to go out on a date with my husband or out for girl’s night.
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March 9th, 2012 at 5:35 am
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March 15th, 2012 at 6:00 am
It kind of takes the fun out of trusting your money.Is in it.
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March 21st, 2012 at 11:07 pm
the court will schedule a judgment debtor examination to inquire into your assets. If the court finds out that you have a safe deposit box, (and then finds out that you lied about it), the court will issue an order allowing the plaintiff to access the box,
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March 21st, 2012 at 11:07 pm
If a case for judgment against you has already been filed, your assets and bank accounts will be part of court records. You will need to explain where the money from your bank account went. You will get caught.
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March 21st, 2012 at 11:08 pm
I have added a friend of mine to my safe box but he is struggling with some 6000$ debt (although he has requested debt validation). I am worried if he gets sued, they put lien on this joint safe box and I can’t have access to my own documents for a while.
473.
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March 21st, 2012 at 11:08 pm
If the bank allows it, then you can go ahead. If I remember correctly, it is bank policy that chooses if they accept the storage of weapons. If you can store the gun at your house legally, then you should be able to do the same with a paid bank deposit box.
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March 21st, 2012 at 11:09 pm
If the bank is fine with this, I don’t believe you have a problem. The bank is really the one who gets to choose what you can and cannot store there.
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March 21st, 2012 at 11:10 pm
I’m placing copies of all my digital photos in a safe deposit box and need advice on the safest, longest-lasting way to do that. I understand that CDs have a life of about five years. I imagine a memory stick isn’t the best way.
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March 21st, 2012 at 11:10 pm
Hello, If I do a nortorized specific power of attorney for someone to have access to my safe deposit box upon my death will the bank accept this in California and allow that person, with the key, to access the box?
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March 21st, 2012 at 11:11 pm
In most states, power of attorneys and living wills end at the death of the authorizing person, so probably not. That kind of thing is handled by the Executor of your estate.
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March 24th, 2012 at 1:26 am
Its very important to hide the deposit box from the people.
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March 24th, 2012 at 1:35 am
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April 23rd, 2012 at 2:49 pm
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April 24th, 2012 at 3:53 am
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I’m placing copies of all my digital photos in a safe deposit box and need advice on the safest, longest-lasting way to do that.
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May 22nd, 2012 at 11:15 pm
I’m placing copies of all my digital photos in a safe deposit box and need advice on the safest, longest-lasting way to do that. Thanks…
509.
Custom Fabrication
May 23rd, 2012 at 7:05 am
Go to the bank and get your documents out and turn the keys back in to them.If you lost the keys, you will have to pay a fee to have the lock redone on the box.
510.
اخبار الاهلى
May 29th, 2012 at 10:39 pm
I’d add “work on your SAT scores” — some colleges have automatic scholarships at certain breakpoints: 1300, 1400, 1500 under the old scale.
511.
العاب تلبيس بنات
May 31st, 2012 at 5:17 am
I’m placing copies of all my digital photos in a safe deposit box and need advice on the safest, longest-lasting way to do that.
512.
العاب سبونج بوب
May 31st, 2012 at 5:42 am
I’d add “work on your SAT scores” — some colleges have automatic scholarships at certain breakpoints: 1300, 1400, 1500 under the old scale.
513.
First Time Home Buyer Vancouver
June 17th, 2012 at 4:11 am
The mortgage broker is a negotiator and will make your case to the appropriate lenders if your situation should contain some financial or credit challenges. In most cases, the mortgage broker’s negotiations will result in better terms or rates for those in situations that leave them not up to bank quality.
514.
First Time Home Buyer Vancouver
June 17th, 2012 at 6:04 am
Great post! Thanks for this info. They come with mortgages and related solutions that can fit into an individual’s overall financial goals and situation.
515.
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June 27th, 2012 at 1:30 pm
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516.
Arora Realtech
July 10th, 2012 at 11:01 pm
I can make sure he doesn’t end up refusing it later on if I want to go out on a date with my husband or out for girl’s night.You post a informative article….
517.
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July 11th, 2012 at 3:03 am
J Hotel is a famous 4-star hotel in Guangzhou. Book J Hotel Guangzhou now, you can enjoy VIP discount and quality service. J Hotel will be your best choice for your business or vacation trip in Guangzhou.
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Fever in Toddlers
July 15th, 2012 at 11:43 pm
I just wake up from my sleep and now going to bank to ask about my account information.
519.
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July 16th, 2012 at 3:19 am
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Bill-Us
July 22nd, 2012 at 4:06 am
Awesome Information Thank You!!
521.
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July 22nd, 2012 at 7:29 am
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522.
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July 22nd, 2012 at 7:30 am
Gooooood…
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July 24th, 2012 at 3:38 am
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524.
Arora Realtech
July 24th, 2012 at 11:05 pm
I believe it’s time to invest into gold.Thanks for info..keep it up…
525.
Fever in Toddlers
July 24th, 2012 at 11:42 pm
I am glad that you provided us the details that people wanted to it where it goes.
526.
http://www.im4em.com/archiving.php
July 26th, 2012 at 11:05 pm
good idea and nice article we waiting for more
527.
Online bank account
July 28th, 2012 at 11:18 am
Good article
turn my money on !
Your online bank account
528.
العاب بنات
July 28th, 2012 at 6:45 pm
Very cool .thank you man.
529.
دردشة بنات مصر
July 31st, 2012 at 10:46 am
This is indeed a very good post. I enjoyed reading it.wow !!
530.
دردشة حبيبتي
August 4th, 2012 at 1:48 pm
Thank you
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531.
Aura Condos
August 9th, 2012 at 4:01 pm
That’s a pretty cool idea…At the end of the day, someone can always bake you a cake with the flour if you’re in jail.
532.
جات عراقي
August 12th, 2012 at 9:43 pm
thankes my brother
533.
SEO Manipulator
August 20th, 2012 at 11:43 am
interesting I didn’t know that happened.
534.
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August 24th, 2012 at 5:47 am
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535.
Pneumatic Cylinders
August 27th, 2012 at 12:38 am
A Sacramento family lost out on railroad land rights their ancestors had owned for generations — also sold off as unclaimed property.
536.
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September 1st, 2012 at 5:38 am
It kind of takes the fun out of trusting your money with someone you’re paying to hold it for you.
537.
divorce attorney phoenix
September 15th, 2012 at 6:07 am
Nice blog. Article is good. My food is entirely different (south Indian style
538.
دردشة عراقية رومانسية
September 15th, 2012 at 5:04 pm
thank you a lot’s man ilove your site <3
I would love to come back in a regular basis so post more of the subject!!! sorry about my english
دردشة عراقية
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