Comments on: Earn Even More Cash Back With Citi Cards at Over 100 Merchants http://www.punny.org/money/earn-even-more-cash-back-with-citi-cards-at-over-100-merchants/ Adding a punchline to your bottom line Sat, 06 Sep 2008 04:49:35 +0000 http://wordpress.org/?v=2.6.1 By: Ignatius http://www.punny.org/money/earn-even-more-cash-back-with-citi-cards-at-over-100-merchants/#comment-40248 Ignatius Sun, 07 Jan 2007 09:20:10 +0000 http://www.punny.org/money/earn-even-more-cash-back-with-citi-cards-at-over-100-merchants/#comment-40248 True, receiving cash back on gas is really something fantastic. True, receiving cash back on gas is really something fantastic.

]]> By: Joel http://www.punny.org/money/earn-even-more-cash-back-with-citi-cards-at-over-100-merchants/#comment-3232 Joel Sat, 16 Sep 2006 05:58:42 +0000 http://www.punny.org/money/earn-even-more-cash-back-with-citi-cards-at-over-100-merchants/#comment-3232 Unfortunately, the Citi Dividend card is changing from a 5% card to a 2% card in October 2006. These recent changes to the cash back rewards of the Citi Dividend MasterCard prompted me to do some personal analysis to find the best mix of cash back cards for my spending patterns. That personal analysis inspired me to build a general-purpose tool to help anyone determine the single best card or mix of N cards that will maximize their cash back rewards. You just plug in how much you spend each month (broken out by categories for best results) and you're presented with a list of recommended cards sorted from best to worst by your expected annual reward. If having more than one card and using each card to its strengths could yield a greater total reward, then each combination of the Best N cards is presented as well. You can see the tool at http://www.creditcardtuneup.com/ . Unfortunately, the Citi Dividend card is changing from a 5% card to a 2% card in October 2006.

These recent changes to the cash back rewards of the Citi Dividend MasterCard prompted me to do some personal analysis to find the best mix of cash back cards for my spending patterns.

That personal analysis inspired me to build a general-purpose tool to help anyone determine the single best card or mix of N cards that will maximize their cash back rewards. You just plug in how much you spend each month (broken out by categories for best results) and you’re presented with a list of recommended cards sorted from best to worst by your expected annual reward. If having more than one card and using each card to its strengths could yield a greater total reward, then each combination of the Best N cards is presented as well.

You can see the tool at http://www.creditcardtuneup.com/ .

]]> By: Punny Money http://www.punny.org/money/earn-even-more-cash-back-with-citi-cards-at-over-100-merchants/#comment-487 Punny Money Fri, 12 May 2006 06:55:42 +0000 http://www.punny.org/money/earn-even-more-cash-back-with-citi-cards-at-over-100-merchants/#comment-487 [...] I’ve mentioned a few times before that the Citi mtvU Visa card is one of my favorite credit cards, and it’s also a favorite of many people who have one. That’s because it offers 5% back in rewards on purchases at restaurants, book stores, music stores, movie theaters, and video rental stores. For a college student whose purchases consist largely of food, books, and entertainment, this card is golden. And that’s just what Citi was hoping college students would feel when it limited the mtvU Visa to students currently enrolled in an accredited institution of higher learning. [...] [...] I’ve mentioned a few times before that the Citi mtvU Visa card is one of my favorite credit cards, and it’s also a favorite of many people who have one. That’s because it offers 5% back in rewards on purchases at restaurants, book stores, music stores, movie theaters, and video rental stores. For a college student whose purchases consist largely of food, books, and entertainment, this card is golden. And that’s just what Citi was hoping college students would feel when it limited the mtvU Visa to students currently enrolled in an accredited institution of higher learning. [...]

]]> By: Punny Money http://www.punny.org/money/earn-even-more-cash-back-with-citi-cards-at-over-100-merchants/#comment-446 Punny Money Wed, 10 May 2006 04:11:38 +0000 http://www.punny.org/money/earn-even-more-cash-back-with-citi-cards-at-over-100-merchants/#comment-446 [...] The always lovely Caitlin over at Clutter2Cash has done a splendid job hosting this week’s Festival of Frugality which includes a shout-out to my post on maximizing Citi credit card cash back. [...] [...] The always lovely Caitlin over at Clutter2Cash has done a splendid job hosting this week’s Festival of Frugality which includes a shout-out to my post on maximizing Citi credit card cash back. [...]

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