1.

Joel
September 16th, 2006 at 12:58 am

Unfortunately, the Citi Dividend card is changing from a 5% card to a 2% card in October 2006.

These recent changes to the cash back rewards of the Citi Dividend MasterCard prompted me to do some personal analysis to find the best mix of cash back cards for my spending patterns.

That personal analysis inspired me to build a general-purpose tool to help anyone determine the single best card or mix of N cards that will maximize their cash back rewards. You just plug in how much you spend each month (broken out by categories for best results) and you’re presented with a list of recommended cards sorted from best to worst by your expected annual reward. If having more than one card and using each card to its strengths could yield a greater total reward, then each combination of the Best N cards is presented as well.

You can see the tool at http://www.creditcardtuneup.com/ .

2.

Ignatius
January 7th, 2007 at 4:20 am

True, receiving cash back on gas is really something fantastic.

3.

Calcolo Prestito
May 22nd, 2009 at 3:41 am

your card can earn more than just the typical 1% cash back at a variety of stores even if they don’t fall under the bonus reward categories associated with your card

“Earn who Money”

4.

dicount sunglasss
April 3rd, 2010 at 1:37 am

Whenever possible, leave one item off your grocery list so you have to go back to get it on a separate trip later. Double the pleasure, double the mileage!

5.

Stephen Todd
May 4th, 2010 at 7:52 am

It’s an old post, but I’ll check them out anyway, as the reward credit card I’ve been using for years recently got taken over by a big name company – and they promptly jacked up the interest rate on the existing balance

I had to opt out, and cut up the card to stay on the already high, old interest rate – so I’m looking for a new credit card now

6.

Earn Cash Now
May 10th, 2010 at 4:52 pm

There are so many great things that cards offer now days. I love getting cash back when I get gas, but my favorite perk with my cards are the fact that they give me cash back for the cash I spend. And since I pay off the balance every month it just makes my bills less and my purchases cheaper. I love my cards.

7.

Instant Business Credit Card
June 22nd, 2010 at 12:33 am

Reward credit cards are great. I have used one for about 3 years now and I love it. I especially love it when they send me the cash i have racked up over the years the friday before christmas.

8.

online savings account
July 9th, 2010 at 1:21 am

What is the difference between an income tax and a payroll tax?

9.

FAFSA
July 26th, 2010 at 6:35 am

The reason card companies offer cashback or any reward scheme is simple, they want to encourage you to spend on the card so they can earn interest from it. The interest cost of all cashback cards dwarves the cashback you’ll earn.

10.

Make Money in Minutes
August 1st, 2010 at 1:26 am

I had to opt out, and cut up the card to stay on the already high, old interest rate – so I’m looking for a new credit card now.

11.

Tihomir Ipotpaliev
August 3rd, 2010 at 9:20 am

Thank you very much, just looking for this information.

12.

epicbrowser
August 5th, 2010 at 3:48 am

I am gonna to bookmark this blogg to get more clicks for you.

13.

Utility Warehouse
August 12th, 2010 at 10:35 am

Here in the UK I use a cashback card that gets me 5% cashback in all the major high street stores, the 5% is take off of a utility bill. Quite often get an energy bill paid just by using my cashback card in the shops, good reason to go shopping!

14.

Eleazar | Best Ways to Invest Money in the Philippines
August 29th, 2010 at 10:06 am

What makes Citi Card shining over other credits cards is their year-round cash rewards. It’s like rebates from your loyal use of its cards like purchacing ipad online through credit.