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	<title>Comments on: App-O-Ramas and Bumpage: The Secret Arts of Free Money and Flawless Credit Reports</title>
	<atom:link href="http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/</link>
	<description>Adding a punchline to your bottom line</description>
	<pubDate>Thu, 04 Dec 2008 02:06:26 +0000</pubDate>
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		<title>By: Get Your Bank to Drop Your Mortgage Interest Rate In Three Easy Steps &#124; Punny Money</title>
		<link>http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/#comment-167103</link>
		<dc:creator>Get Your Bank to Drop Your Mortgage Interest Rate In Three Easy Steps &#124; Punny Money</dc:creator>
		<pubDate>Mon, 17 Mar 2008 09:45:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/#comment-167103</guid>
		<description>[...] after every bit of credit you can. We&#8217;ve talked briefly about credit card app-o-ramas on here before, but what you want to do is apply for pretty much every darn credit card in [...]</description>
		<content:encoded><![CDATA[<p>[...] after every bit of credit you can. We&#8217;ve talked briefly about credit card app-o-ramas on here before, but what you want to do is apply for pretty much every darn credit card in [...]</p>
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		<title>By: Karen</title>
		<link>http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/#comment-162524</link>
		<dc:creator>Karen</dc:creator>
		<pubDate>Sat, 01 Mar 2008 03:28:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/#comment-162524</guid>
		<description>Very interesting concept.  Perhaps an interesting twist would be to also use one of those credit cards that lets you earn points that can be cashed in for gift cards or air miles, and have all your bills sent to that card.  Then pay off the balance in full each month, and let the points build until you want to cash them in.  The only problem is that if there was already a balance on the card, you'd probably be charged interest on those bills.  So you'd have to do that on a separate card - not one you would use for this kind of arbitrage.

Karen Roberts
http://become-a-secret-shopper.com</description>
		<content:encoded><![CDATA[<p>Very interesting concept.  Perhaps an interesting twist would be to also use one of those credit cards that lets you earn points that can be cashed in for gift cards or air miles, and have all your bills sent to that card.  Then pay off the balance in full each month, and let the points build until you want to cash them in.  The only problem is that if there was already a balance on the card, you&#8217;d probably be charged interest on those bills.  So you&#8217;d have to do that on a separate card - not one you would use for this kind of arbitrage.</p>
<p>Karen Roberts<br />
<a href="http://become-a-secret-shopper.com" >http://become-a-secret-shopper.com</a></p>
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		<title>By: No-Nonsense Book Review: &#34;How to Get Out of Debt: Get an &#8216;A&#8217; Credit Rating For Free Using the System I&#8217;ve Used Successfully With Thousands of Clients&#34; by Harrine Freeman &#124; Punny Money</title>
		<link>http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/#comment-96878</link>
		<dc:creator>No-Nonsense Book Review: &#34;How to Get Out of Debt: Get an &#8216;A&#8217; Credit Rating For Free Using the System I&#8217;ve Used Successfully With Thousands of Clients&#34; by Harrine Freeman &#124; Punny Money</dc:creator>
		<pubDate>Wed, 19 Sep 2007 13:17:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/#comment-96878</guid>
		<description>[...] People who may want to read the book&#8230; Anyone looking to skyrocket their credit score for financial gain. That higher credit score will help you score lower interest mortgages and lucrative zero-percent balance transfer credit cards. [...]</description>
		<content:encoded><![CDATA[<p>[...] People who may want to read the book&#8230; Anyone looking to skyrocket their credit score for financial gain. That higher credit score will help you score lower interest mortgages and lucrative zero-percent balance transfer credit cards. [...]</p>
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		<title>By: Ricky</title>
		<link>http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/#comment-89275</link>
		<dc:creator>Ricky</dc:creator>
		<pubDate>Tue, 07 Aug 2007 14:08:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/#comment-89275</guid>
		<description>I can't wait until I feel like doing one of these. I just don't feel like I can stay on top of everything at the moment.</description>
		<content:encoded><![CDATA[<p>I can&#8217;t wait until I feel like doing one of these. I just don&#8217;t feel like I can stay on top of everything at the moment.</p>
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		<title>By: Becky Lennox</title>
		<link>http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/#comment-85044</link>
		<dc:creator>Becky Lennox</dc:creator>
		<pubDate>Thu, 19 Jul 2007 15:40:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/#comment-85044</guid>
		<description>Hi cottage. The information in this article came from an interview I did with a young man who frequents several personal finance discussion forums. He agreed to do the interview on the condition that his anonymity be preserved. Sorry but that's all I can tell you.</description>
		<content:encoded><![CDATA[<p>Hi cottage. The information in this article came from an interview I did with a young man who frequents several personal finance discussion forums. He agreed to do the interview on the condition that his anonymity be preserved. Sorry but that&#8217;s all I can tell you.</p>
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		<title>By: cottage</title>
		<link>http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/#comment-85039</link>
		<dc:creator>cottage</dc:creator>
		<pubDate>Thu, 19 Jul 2007 15:21:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/#comment-85039</guid>
		<description>.. I mean its great, but I'm just curious. Great post!</description>
		<content:encoded><![CDATA[<p>.. I mean its great, but I&#8217;m just curious. Great post!</p>
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		<title>By: cottage</title>
		<link>http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/#comment-85038</link>
		<dc:creator>cottage</dc:creator>
		<pubDate>Thu, 19 Jul 2007 15:21:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.punny.org/money/app-o-ramas-and-bumpage-the-secret-arts-of-free-money-and-flawless-credit-reports/#comment-85038</guid>
		<description>nice.. where do you get your info from?</description>
		<content:encoded><![CDATA[<p>nice.. where do you get your info from?</p>
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