1.

mapgirl
August 1st, 2006 at 9:02 pm

Congratulations! Good luck with this new endeavor, Nick!

2.

jim
August 1st, 2006 at 10:35 pm

Ha, my blog did the same exact thing when I was looking for a house, it was extremely real estate heavy… my advice is to create the “Blueprint” type TOC post as you write, it’ll save you a lot of time down the road whenever you decide to make the TOC list!

Good luck! It’s a very exciting time!

3.

Nick
August 1st, 2006 at 11:18 pm

Thanks, mapgirl, jim! And I’ll definitely be sure to organize all these posts I anticipate writing as I write them. Heck, this could easily end up a 50-post series…

4.

Larry
August 2nd, 2006 at 9:57 am

Hey man– please don’t skimp on the local details– did you use Maryland’s More House 4 Less Program (first-time homebuyer program for you non-crabbers)? Does Montgomery county have any rules I should know? I’m looking for my first home too and I’d love to learn from your experience. I just have to decide between Monty County and DC.

5.

Nick
August 2nd, 2006 at 12:26 pm

Larry, I’m working on my mortgage pre-approval story as we speak, but I’ll answer your question about More House 4 Less in short right now.

We looked into More House 4 Less (CDA as it’s officially called) and approached Bank of America since they were listed as one of the approved lenders. They said we could do a CDA loan but their maximum loan-to-income ratios weren’t enough to give us much of a house in Montgomery County. Fortunately Bank of America had its own first-time homebuyer program that was comparable in benefits to the CDA but had a much higher maximum ratio. Our mortgage officer has been truly excellent and spelled out every single cost between CDA and BoA’s own program. We’re going to go with BoA’s program and things are looking great! But more details will follow as soon as I complete some more writing.

6.

Mike
August 2nd, 2006 at 5:13 pm

Congrats Nick, but is it a good thing or bad thing you’ll be right across the street from us? We might have to add barbed wire along the pool protection fence!

Perhaps you could write an article about referral fees. I forgot to ask for one before I supplied your name to the listing agent. Perhaps I could have gotten more ugly candlesticks like when I closed on my own home.

7.

jim
August 2nd, 2006 at 10:32 pm

Howard County all the way!

8.

Meredith
August 3rd, 2006 at 7:26 am

Congratulations! We’re hunting for house #4 right now–it’s all I can think about, so my blog’s taking the same turn toward real estate as yours has. Look forward to hearing all the juicy details of your deal!

9.

Larry
August 3rd, 2006 at 11:11 am

Hey, thanks for the info! And I hope you can retain the info for that mortgage officer. I have a history with B of A, maybe it will help too.

Excellent series, I am glued to it.

10.

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11.

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14.

معهد
January 1st, 2012 at 9:26 pm

I’m really glad you all enjoyed this! I had a lot of fun putting it together, too. Now I’ll have to figure out what to do for the Carnival of Personal Finance I’m hosting in a couple of months…
أندرويد

15.

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